Online SIP Calculator: Complete Guide
A SIP calculator helps you plan regular mutual fund investments by estimating the total amount invested, wealth gained, and expected maturity value. Adjust the monthly contribution, expected return, and investment period to compare different savings plans.
How to Use This Calculator
- Enter the amount you want to invest every month.
- Choose an expected annual return based on your planning assumption.
- Select the number of years you plan to continue the SIP.
Calculation Formula
M = P × [((1 + r)^n - 1) ÷ r] × (1 + r)
At ₹10,000 per month, a 12% expected annual return, and a 10-year period, the calculator estimates your invested amount and potential wealth separately.
Frequently Asked Questions
Are SIP calculator returns guaranteed?
No. SIP and mutual fund returns are market-linked. This tool is a projection based on the return assumption you enter.
What is the benefit of increasing a SIP?
Increasing your monthly investment can raise the amount invested and give compounding more capital to work with over time.
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This is an estimate for planning purposes and is not investment advice. Actual mutual fund returns can vary.